Description

INTRODUCTION

Welcome to the Jaza Africa Connect Smart Loan Management System (LMS) – a cutting-edge solution designed to streamline and enhance the loan management process. Our system is tailored for businesses, microfinance institutions, SACCOs, and other lending organizations that wish to automate and simplify loan processing, approvals, repayments, and tracking. With the Smart Loan Management System, you can efficiently manage loans, reduce operational errors, and improve customer service, all while reducing paperwork and enhancing financial transparency.

SYSTEM SETUP & MAINTENANCE FEES

1. Setup Fee: KES 50,000 (One-Time Payment)
This covers the installation, customization, and configuration of the system to suit your organization’s specific needs. – System installation: Full system setup on your servers or cloud infrastructure. – Customization: Tailoring the system to align with your internal loan processing requirements. – Training: Comprehensive training for staff on system usage.
2. Monthly Maintenance Fee: KES 10,000 per Branch
Our monthly maintenance fee ensures that your system is kept up-to-date, secure, and running smoothly. This includes: – Ongoing system support: 24/7 technical assistance for any issues that arise. – System updates: Regular updates and enhancements to improve functionality. – Data backups: Ensuring your data is secure and recoverable in case of an emergency.

KEY FEATURES OF THE SMART LOAN MANAGEMENT SYSTEM

Our Smart Loan Management System offers a variety of features designed to optimize your loan operations:

1. Loan Application & Processing
– Easy online loan application forms. – Automatic approval workflow based on preset criteria. – Real-time processing of applications and documentation.
2. Loan Disbursement & Repayment Tracking
– Efficient disbursement of approved loans to customers. – Repayment tracking with automated reminders for clients. – Flexible repayment schedules, including daily, weekly, and monthly options.
3. Loan Monitoring & Reporting
– Customizable loan reports for real-time analysis and tracking. – Detailed client loan histories, payment statuses, and outstanding balances. – Risk and credit analysis tools to evaluate customer loanworthiness.
4. User Management & Permissions
– Role-based access controls for staff and management. – Multi-user support with hierarchical permissions. – Secure login and audit trails for system activity.
5. Mobile & SMS Integration
– Mobile access for loan applicants and clients to apply, repay, and check loan statuses. – SMS notifications for payment reminders and updates.
6. Security & Compliance
– Data encryption and secure cloud storage for sensitive financial data. – Full compliance with local financial regulations and data protection laws.
7. Deposits Management
– Pending Deposits: View deposits that are awaiting approval or verification. – Approved Deposits: Track deposits that have been successfully approved for processing. – Successful Deposits: Monitor deposits that have been successfully completed and recorded. – Rejected Deposits: Identify deposits that were rejected, including reasons for rejection. – Initiated Deposits: View deposits that have been initiated but not yet processed. – All Deposits: A comprehensive list of all deposits for easy access and reporting.
8. Loan Management
– Pending Loans: Track loans that are awaiting approval. – Running Loans: Monitor loans that are currently active and being repaid.

– Due Loans: View loans that are approaching or have passed their due date for repayment.

– Paid Loans: Keep a record of loans that have been fully repaid and closed.

– Rejected Loans: Identify loans that were rejected during the application process.

– All Loans: A comprehensive overview of all loan statuses, providing full visibility across your loan portfolio.

WHY CHOOSE JAZA AFRICA CONNECT SMART LOAN MANAGEMENT SYSTEM?

✅ Ease of Use – Intuitive interface for both staff and customers.

✅ Customization – Tailored to fit your organization’s unique loan processes.

✅ Real-Time Insights – Accurate loan tracking, reporting, and forecasting.

✅ Efficient Loan Processing – Speed up loan approvals and disbursements.

✅ Reliability – Robust infrastructure with minimal downtime.